TRADE FINANCE

Everyone knows that access to OPM  (other people's money) is almost always the key to succeeding, as long as  the cost of funds is less than the profit margins on sales.     Banks have been even more reluctant to make business loans during the recent financial turmoil, which made it possible for creative OP  (other people) to jump into the breach with new financial products that create generous profits for both their business customers and themselves.

If you run a business with regular, fairly predictable or growing credit card receipts, you are likely to qualify for a business cash advance based on your regular credit card receipts.

The approval process is quick and relatively painless.  Since funders base their decision largely based on the monthly credit card amounts you process, you can easily qualify for a business cash advance even if you have been denied a small business loan.   

Business cash advances add flexibility to your finance options.

You can overcome low credit scores because funders look at your business and your historical credit card receipts to make their decision.  So these non-bank lenders provide cash advances without requiring the guarantees, liens, or collateral that a bank would require.  Advances are based on future credit card sales. 

The flexible repayment system sets you up to pay a portion of your monthly credit card receipts. You will pay less during slow months, and more during better months. This removes a lot of the potential stress of future unpredictability.